When you enroll with a credit counseling agency that offers the CareOne service, you’ll get a lot of the benefits that you’d expect from a Debt Management Program - significantly reduced payments (by up to 57%), and a plan that will get you out of debt in a fraction of the time it would have taken you to pay off your bills on your own.

But when you enroll with a credit counseling agency offering the CareOne service, you’ll also get a whole lot more.

We call this the CareOne Advantage:

It’s Easy. Enroll 100% online or by phone – a process few can match. In a couple of quick steps you can determine your program benefits online, right now, without having to talk to anyone, although help is always available through chat, email, or by phone.

It’s Secure. State of the art technology is used to protect and secure your information. No personal information is ever stored on our web servers and sensitive information is encrypted within our database.

It’s Non-profit. You’ll get the help you need from counselors committed to helping you. Unlike others, all counselors adhere to AICCCA standards.

It’s Proven. Over 2 million people have been helped already by credit counselors providing the CareOne service.

It’s Accessible. You can also access your account online or phone anytime, day or night.